The buying process can feel overwhelming for most people, but it doesn’t have to be. Our Team are here to support you and provide professional advice whenever you need it.
Research
Establish where you want to buy then get to know the market. You can jump online straight away and start collecting information, sites like ours, realestate.co.nz and trademe.co.nz have plenty of information, including records of recent sales in your area. You can start searching for properties and adding them to your watch list, you might even want to attend a few open homes or auctions to get an idea of what they are actually selling for, or you can talk directly with one of Our Team.
Finance
By now, you should have a fair idea of how much money you need to be able to buy your ideal home but first you need to talk to a broker to find out what your lending capability is and apply for pre-approval. This will let you know your actual budget so you can start planning accordingly. Speak to Our Team for a contact in the industry.
Inspections
With your pre-approval ready, you can start searching for properties within your budget and attending inspections with a more serious agenda. You might want to consider taking a checklist with you to the inspections so that you can easily reflect back on the homes later.
Due Diligence
Before you make any offers you need to do your due diligence. Make sure you have a good understanding of any additional costs, including building inspections, transfer duty, land tax, legal and conveyancing fees, as well as the actual moving costs.
Make an Offer
Before you make an offer, take some time to understand the buying process, the most common ones in WA are private treaty or auction. If the home is listed as a private treaty then your agent will take forward your offer, if it’s an auction you will need to attend and be ready to bid. Once an offer is accepted you will be required to sign the contract of sale.
Settlement
Now is the time when the balance of the sale price is paid and ownership passes from the seller to you. The seller sets the settlement date in the contract of sale but it is generally 28 days after the home loan approval is received.
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